First Time Home Buyer Loan: Programs, Questions & Pre-Approval Help

Buying Your First Home? We’ll be With You Every Step of the Way!
We know buying your first home can feel overwhelming – but it doesn’t have to be. Our team has helped countless first-time buyers just like you achieve their dream of homeownership. We’ll guide you through the process from start to finish, making it simple, stress-free, and exciting!
Common Questions First-Time Buyers Ask:
- Do I make enough to qualify?
- Is my credit score high enough?
- If I’m married, does my spouse need to be on the loan?
- Can I have a co-borrower?
- Do I have enough for a down payment?
We’ve heard it all – and we have the answers!
Here’s How We Help You:
- Only 3% down for qualified first-time buyers
- Fast 5-minute pre-approval to see if you qualify
- We handle all the paperwork — start to finish
- We act as your advocate and represent you to the lender
- No points — we’re paid by the lender, not you
- Straight answers and honest guidance —You Can Purchase a home up to the Sales Price of $843,570, with only 3% Down, again if you qualify thanks to special government-backed programs designed for first-time buyers.
This is just one of the many programs available to help you get into your first home. Let’s find the right one for you.
Call us today at (805) 374-6000 for your free, no-obligation 5-minute loan assessment — and take your first confident step toward owning your home. Or email at steve@HomeLoans411.com
We are licensed to lend all throughout the State of California.



